Asset Qualifier Program

Asset Qualifier Program

  • Loan amounts up to $4 million
  • Maximum LTV:
    • Purchase: up to 90%
    • Rate/Term Refinance: up to 85%
    • Cash-Out Refinance: up to 80%
  • Qualification based solely on verified liquid assets (savings or securities accounts)
  • No income documentation required
  • Interest-only options available with 30- or 40-year amortization
  • Credit scores down to 620
  • Eligible property types include non-warrantable condos
  • Multiple financed properties allowed

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