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We specialize in Non-QM (Non-Qualified Mortgage) financing solutions to help borrowers qualify using alternative documentation. Super-Jumbo Loans Up to $10 Million Financing luxury properties in Michigan requires lenders with experience. Our Super-Jumbo Loan programs...
We specialize in Non-QM mortgage solutions for borrowers who need creativity. One of our newest programs allows entity vesting for all occupancy types, enabling qualified borrowers to take title in an LLC, corporation, or partnership rather than in their individual...
When exploring Michigan home loans, many borrowers assume that Fannie Mae and Freddie Mac guidelines are identical. While they often look similar on the surface, there are important differences that can directly impact your loan approval, qualification, and overall...
We’re excited to highlight a recent Michigan success that demonstrates the power of this program. Recently Funded: $2.9 Million P&L-Only Refinance in Troy We successfully closed a $2.9 million refinance using our 1-Year Profit & Loss Only (P&L) program,...
Self-Employed Income: Schedule C Adjustments – For self-employed borrowers in Michigan, how income is calculated can vary by agency. Fannie Mae deducts both travel and meals expenses from Schedule C income Freddie Mac only deducts meals expenses, potentially...
One area that often creates confusion is authorized user tradelines and how they impact your debt-to-income (DTI) ratio. If you’re a Michigan homebuyer using FHA financing, here’s what you need to know. What Is an Authorized User Tradeline? An authorized user...