DSCR Loans

  • Up to 85% LTV (720 FICO)
  • DSCR below 0.80 Allowed (No Ratio OK)
  • Condotels allowed up to 75% LTV
  • Short-term rental income accepted (AirDNA.co)
  • Non-Permanent Resident Aliens eligible
  • Gift funds permitted
  • No limit on financed properties
  • Purchase, R/T, and Cash-Out OK
  • 1–4 unit properties, LLC vesting allowed
  • Loan amounts up to $3M

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