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Some of our Michigan mortgage programs offer solutions, especially when it comes to gift funds when purchasing a property. Gift Funds From Related or Unrelated Persons Under our Michigan home loan guidelines, borrowers may use gift funds from both related and...
We see that the path to homeownership in the Great Lakes State is as unique as our shores. It doesn’t matter if you’re buying a home in Metro Detroit, a cottage Up North, or an investment property in Grand Rapids, your financial journey is personal. And for many...
When you’re buying a home in Michigan, declaring it as your primary residence is one of the most important steps in the mortgage process. It affects your interest rate, your down payment, and the very guidelines your loan must follow. But here’s a fact that...
If you’re self-employed, a freelancer, a real estate investor, or have unique income streams, you probably will have issues obtaining a conventional mortgage loan. We’re excited to highlight one of our most popular programs: the Reduced Doc Mortgage. This option...